Your credit score impacts everything, from buying a home to securing funding, from interest rates to financial freedom. Yet most people were never taught how credit actually works.
In this updated and expanded fourth edition of Keeping Score, wealth educator and credit expert Constance Carter breaks down credit in plain language and gives you simple, proven strategies you can use immediately to improve your score and strengthen your financial future.
Inside this powerful guide, you will learn:
• How credit scores are calculated and what really moves the needle
• The latest updates in credit laws and how to use them to your advantage
• Step-by-step methods to remove errors and negative items from your credit report
• Smart ways to build positive credit fast
• How to position yourself for homeownership, loans, and investment opportunities
• Practical tools to move from financial stress to financial strategy
This is not theory. These are real-world techniques Constance has used to help thousands of families improve their credit, access capital, and build wealth.
Whether you are preparing to buy a home, starting a business, rebuilding after financial setbacks, or simply ready to take control of your money, Keeping Score gives you the clarity, confidence, and action plan you need.
This book is for you if:
• You feel stuck because of your credit score
• You are tired of being denied or paying higher interest rates
• You want clear guidance without confusing financial jargon
• You are ready to stop guessing and start building wealth intentionally
• You want proven steps from a trusted expert
Welcome to the 800 Club.
Start mastering your credit.
Start building your future.
Start keeping score.
